With inflation on the rise, digital currencies becoming mainstream, and new side hustle opportunities popping up every day, managing money wisely is a skill everyone needs. And one of the best, most accessible ways to sharpen your financial knowledge is by following personal finance blogs, but knowing the best personal financial blogs to follow.
Whether you’re a college student juggling debt, a freelancer with an unpredictable income, a 9-5 worker trying to get their hands on something new, or a retiree mapping out your golden years, the right financial advice can make all the difference. That’s where the best personal financial blogs to follow come in—they offer trustworthy, actionable, and often free guidance tailored to real-life challenges.
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In this article, we’ll dive into: The top 10 best personal finance blogs to follow in 2025, What personal finance blogs are and how they’ve evolved, Why they’re invaluable for improving your financial literacy, What to look for in a trustworthy finance blog, and what makes them stand out
What Is a Personal Finance Blog?
A personal finance blog is an online platform where individuals—whether they’re certified financial experts, self-taught money geeks, or just regular people sharing their financial journey—talk about everything related to money making and management. These blogs are designed to simplify what often feels like an overwhelming topic: your finances.
Unlike traditional finance websites that can feel cold or full of jargon, personal finance blogs are usually written in a down-to-earth tone. They come from real-life experiences, making them incredibly relatable and easy to understand. You’re not reading textbook definitions—you’re learning from someone who’s been through the same financial struggles and figured out ways to make things better.
Most personal finance blogs cover a wide range of topics. You’ll often find practical advice on how to create and stick to a budget, simple ways to save money, and strategies for getting out of debt. Many bloggers share tips on how to start investing, how to make money with resell rights products, even if you’re a complete beginner, and how to build a diversified portfolio that grows over time. Others dive into side hustles and creative ways to make passive income, giving you ideas to boost your earnings without relying solely on a 9-to-5 job.
You’ll also come across valuable insights on planning for retirement, improving your credit score, and navigating taxes. Some bloggers get into niche areas like real estate investing or cryptocurrency, helping readers make sense of these complex topics in a more digestible way.
The best part about personal finance blogs is that they feel personal. They’re not written by faceless corporations but by people who have faced student loans, credit card debt, low salaries, or unexpected expenses, and have found ways to overcome them. Because of that, the advice tends to feel more trustworthy, actionable, and inspiring.
Personal finance blogs have come a long way over the years. Back in the early 2000s, blogs like Get Rich Slowly and The Simple Dollar laid the foundation by focusing on saving money, living frugally, and getting out of debt. They made finance feel real and relatable.
By the 2010s, the FIRE movement (Financial Independence, Retire Early) took over the spotlight. Bloggers like Mr. Money Mustache shook things up by challenging the idea of working until retirement age and instead promoting early financial freedom.
Then in the 2020s, everything expanded. The blog space got more diverse, with people sharing their takes on cryptocurrency, digital side hustles, minimalist living, and money tips tailored to different backgrounds and lifestyles.
Now, in 2025 and beyond, personal finance blogs have evolved into full-blown ecosystems. They’re no longer just websites with blog posts—they’re interactive platforms that offer everything from downloadable budget templates to financial calculators, step-by-step video tutorials, podcasts, webinars, online courses, and even private forums and communities. Readers can now engage with content in multiple formats and join live discussions, track their goals with digital tools, or watch interviews with finance experts on YouTube.
Reasons Why You Should Follow a Personal Finance Blog
#1. Stay Informed on Financial Trends
One of the best things about following personal finance blogs is how quickly you can catch wind of what’s new. Whether it’s a hot new investing app, tax rule updates, or shifts in the economy, bloggers are usually ahead of the curve. They break it down in plain English, so you’re not stuck trying to interpret financial news from confusing headlines or stuffy reports. Staying updated gives you a major edge.
#2. Learn from Real People
There’s something powerful about hearing money advice from someone who’s been there. Bloggers aren’t just quoting theory—they’re sharing their real-life wins, mistakes, and learning curves. Whether it’s someone paying off $50,000 in debt or struggling through their first side hustle, it feels a lot more personal and easier to relate to than advice from a faceless institution.
#3. Unlock Passive Income Ideas
If you’ve ever thought about earning money while you sleep, finance blogs are where many people get their start. These platforms often share detailed strategies around affiliate marketing, creating PLR or MRR digital products, freelancing, building e-commerce stores, and launching online courses. You’ll not only get ideas, but step-by-step breakdowns on how to make them work for you.
#4. Master Budgeting Techniques
Budgeting isn’t one-size-fits-all, and that’s why finance blogs are so helpful. You can explore different approaches, from zero-based budgeting to the 50/30/20 rule. Most blogs even share free printable templates or recommend apps they’ve personally used. So instead of trial and error, you can skip straight to what works.
#5. Draw Inspiration from Success Stories
Reading about someone who paid off $100,000 in student loans or built a six-figure side hustle from scratch is the kind of motivation that sticks. These stories remind you that big goals are possible—even if you’re starting small. It’s like a little push that says, “Hey, if they did it, you can too.”
#6. Find Free Financial Tools
You’d be surprised how many blogs give away valuable tools for free—like net worth trackers, retirement calculators, budget planners, and even mini-courses. These resources are often hidden gems that can save you both time and money while helping you organize your financial life.
#7. Build Healthy Money Habits
The more you read about money, the more it becomes part of your daily mindset. Personal finance blogs help you think critically before spending, remind you to save consistently, and encourage smarter investing habits. Over time, those small mental shifts add up to a healthier, more intentional relationship with your finances.
#8. Engage with a Like-Minded Community
One of the underrated perks of following finance blogs is the community that forms around them. Whether it’s through blog comment sections, Facebook groups, or email newsletters, you’ll find people who are on similar journeys. These spaces often turn into mini support systems where you can ask questions, share progress, and stay accountable.
#9. Protect Yourself from Scams
Scammers are everywhere these days—from shady crypto schemes to predatory loans and fake money gurus. Finance blogs often act as watchdogs, warning readers about common traps and teaching how to spot red flags. That kind of insight can save you a ton of money and stress down the line.
#10. Plan for the Future
Whether you’re thinking about retirement, saving for your kid’s college, or just trying to get your estate in order, the right personal finance blog can help you map it all out. The advice isn’t just about today—it’s about building a future where you’re secure, prepared, and confident in the decisions you’re making.
How to Spot a Legit Personal Finance Blog
As you search for the best personal financial blogs to follow, use these five filters to separate the gems from the gimmicks:
If you’re going to trust a personal finance blog to follow with your money questions, it helps to know what makes a personal finance blog worth following. With so many out there, the best ones have a few key qualities that set them apart—and help you feel confident you’re getting advice that’s useful and honest.
#1. transparency. A good personal finance blog doesn’t try to hide how it makes money. Whether it’s through affiliate links, ads, sponsorships, or digital product sales, the blogger should be upfront about it. They’ll also usually share their financial background—whether they’re a certified expert or someone who’s learned through real-world experience. That kind of honesty builds trust and shows they’re not just in it to sell you something.
#2. consistency. Great personal finance blog, don’t disappear for months at a time. They post regularly, keep their content up to date, and often revise older articles to reflect the latest financial laws, trends, or tools. If a blog hasn’t been touched in years, chances are the info isn’t super reliable anymore.
#3. Credibility. While not every blogger needs a wall full of degrees, it helps if they have relevant credentials, like a Certified Financial Planner (CFP), Certified Public Accountant (CPA), or legit experience running a business, managing investments, or working in finance. Some of the most helpful blogs come from people who’ve lived through financial challenges and openly share what they’ve learned, so real-world experience can count just as much as formal titles.
#4. Community trust. The most respected personal finance blogs often have thriving audiences and engaged readers. You’ll see comment sections full of questions and helpful replies, social media posts with strong engagement, and maybe even a presence on platforms like YouTube, Instagram, or Facebook. A loyal following usually means the blogger consistently delivers value, and their readers keep coming back for more.
#5. Balance. If a blog promises overnight wealth or is constantly pushing the same sketchy product, it’s a red flag. Trustworthy blogs take a realistic approach. They explain multiple options, weigh pros and cons, and often remind readers to do their research. They’ll never try to rush you into something or make it sound like there’s only one “perfect” solution.
At the end of the day, the best personal finance blogs feel like a mix of mentor, friend, and coach. They guide you through the messy stuff, offer honest insight, and help you make smarter decisions—without the hype.
Top 10 Best Personal Finance Blogs to Follow in 2025:
#1. ResellRightsEmpire
If you’re curious about building income through digital products like eBooks, templates, or software, this blog is a goldmine. It’s all about turning digital content into profit using PLR (Private Label Rights) and MRR (Master Resell Rights). What makes it stand out is how practical and beginner-friendly it is—you don’t need much capital to get started, and the blog walks you through everything from product setup to passive income strategies. It’s perfect for aspiring digital entrepreneurs who want to launch or scale an online store with low overhead.
#2. The College Investor
Tailored especially for Gen Z and Millennials, this blog helps younger audiences navigate the tough stuff, like student loan repayment, investing basics, crypto, and choosing the right career path. It’s updated regularly and loaded with tools, calculators, and in-depth guides that break down complex topics in a super digestible way. If you’re a recent graduate or still figuring out how to balance debt with dreams, this one’s a must-read.
#3. Frugalwoods
Run by Liz and Nate, Frugalwoods is a breath of fresh air for anyone chasing financial independence through simplicity. Their journey is all about intentional living—spending less, appreciating more, and rejecting the idea that happiness comes from stuff. It’s not preachy or extreme, just honest reflections on how frugality can open the door to early retirement and a more meaningful life.
#4. Smart Passive Income
Pat Flynn’s blog is a staple in the online business world. What sets him apart is his transparency—he shares income reports, mistakes, wins, and lessons learned along the way. If you’re looking to build a sustainable online business (through blogging, podcasting, affiliate marketing, or digital courses), SPI offers tons of free resources, detailed tutorials, and podcasts with other online business pros. It’s part inspiration, part business school, and 100% helpful.
#5. Money Crashers
Think of Money Crashers as your personal finance encyclopedia. It covers pretty much everything—budgeting, credit cards, investing, insurance, small business tips, and more. Whether you’re brand new to managing money or just want to brush up on smarter investing strategies, you’ll find something useful here. It’s one of the most well-rounded blogs for people at any stage of financial literacy.
#6. Afford Anything
Paula Pant’s philosophy is simple but powerful: “You can afford anything—but not everything.” Her blog challenges you to think about what matters to you financially and how to make your money support those values. It’s part mindset, part money management, and 100% about designing a life you’re excited to live. The blog also features a great podcast with deep-dive interviews on wealth building and decision-making.
#7. Budgets Are Sexy
If traditional money talk makes you yawn, this blog will wake you right up. Started by J. Money and now run by a team of financial educators, Budgets Are Sexy mixes personality with personal finance. It includes net worth updates, savings challenges, and real stories from readers and bloggers alike. It proves that budgeting doesn’t have to be boring—it can be fun and empowering.
#8. Clever Girl Finance
Created by Bola Sokunbi, Clever Girl Finance is one of the most empowering platforms for women who want to master their money. From free courses to blog posts on budgeting, investing, side hustles, and business tips, it’s welcoming, practical, and beginner-friendly. If you’re ready to take control of your finances but aren’t sure where to start, this is a supportive and inclusive space to begin your journey.
#9. Monevator
This UK-based blog is known for its no-nonsense approach to investing and long-term wealth. It covers index funds, retirement planning, tax efficiency, and general investing strategy in a tone that’s straightforward and analytical—but never dry. Even if you’re not in the UK, many of the principles apply globally, making it a smart read for anyone who wants to get serious about managing their portfolio.
#10. Good Financial Cents
Created by Jeff Rose, a Certified Financial Planner, this blog blends real-life money stories with solid professional advice. It’s ideal if you’re focused on long-term planning, especially topics like retirement, life insurance, and growing your wealth. Jeff makes the information feel personal and digestible, and his videos and blog posts are packed with practical steps you can follow.
Conclusion: Best Personal Financial Blogs
If you want to take control of your finances, start by learning from those who’ve already walked the path. The best personal financial blogs to follow aren’t just content hubs—they’re your mentors, motivators, and guides. Whether you’re drowning in debt or dreaming of early retirement, the right blog can fast-track your progress.
Here are some of our popular post: Top 10 best website builders, Best super foods for a healthy lifestyle, the unlimited list of free productivity apps, Best freelance site to find remote jobs, top 10 productivity hacks for entrepreneurs, 10 best side hustles to make extra money online, best online courses for learning digital skills, top 10 best free coding website
So if you’re someone looking to take control of your money, improve your financial habits, or just learn how to make smarter money decisions, following a personal finance blog can be one of the smartest moves you make. It’s like having a mentor who speaks your language, shows their receipts, and wants to see you win.
And while you’re at it, don’t forget to bookmark this blog—we’re here to help you grow every step of the way. Whether you’re looking to ditch debt, start a side hustle, or map out your future wealth, these blogs each bring something different to the table. Find the ones that match your vibe and goals, and start soaking up all the free wisdom they’re offering.
